Proposal:Key:Insurance
 | This proposal has been canceled in favor of an insurance tag on the existing established payment=* tag. Link to the talk page topic. |
| Key:Insurance | |
|---|---|
| Proposal status: | Canceled (inactive) |
| Proposed by: | GA Kevin |
| Tagging: | insurance=* |
| Applies to: |    
|
| Definition: | A descriptor for the type of insurance accepted at a location. |
| Statistics: |
|
| Rendered as: | hidden |
| Draft started: | 2025-01-09 |
| Proposed on: | 2025-01-09 |
| RFC start: | 2025-01-09 |
Proposal
Clarifying insurance=* and similar tags to a clear definition and expanded use in more precise point of interest tagging.
Rationale
Throughout the world, insurance is used by individuals, companies, and organizations to protect from financial loss in exchange for a private or public fee. Many times a location that accepts insurance will openly express such or such information is easily sourced in-person or online making the tag verifiable. Furthermore, some locations will accept a particular insurance but not be "in-network" which negotiates a discounted rate for customers of particular insurance plans and providers. In addition to looking into potential practitioners, individuals may also seek out an in-network practitioner or operator. Such information is also beneficial to researchers and scholars who aim to study healthcare and other practice availability or diversity in a given geographic area.
While British English sometimes differentiates between assurance and insurance, the term insurance is used for coverage of an uncertain event, whereas assurance is used for coverage of a certain event, such as death. Knowing this, the key insurance=* was chosen for this proposal.
This tag should be considered different and unique from office=insurance which is a location you purchase or manage an insurance policy, not accept an insurance policy.
Tagging
Insurance is an alternate form of payment at the point of acceptance and will likely be used in conjunction with payment=* and fee=* to further refine if other charges or co-pays apply and what payment methods are accepted for those charges not covered by insurance. Such additional potential fees are not in the scope of this proposal.
| Tag | Tagged On | Options | Description | Example |
|---|---|---|---|---|
| payment:insurance=* |
|
yes/no | Indicates if a particular location accepts insurance for services rendered and the specific providers or plans are unknown. | shop=optician payment:insurance=yes |
| insurance:accepted=* |
|
String | Indicates the insurance providers which a particular location accepts for services rendered. | healthcare=doctor insurance:accepted=nhs |
| insurance:in_network=* |
|
String | Indicates the insurance providers which have a "in-network" agreement with a particular location where services are rendered. | healthcare=hospital insurance:in_network=bluecross |
| insurance:plans_accepted=* |
|
String | If a particular plan or group of plans is accepted but not all provider plans, the specified plans can be listed here when applicable. This is discouraged if a particular location accepts all plans from a given provider. | amenity=pharmacy insurance:plans_accepted=medicare_d |
| insurance:plans_in_network=* |
|
String | If a particular plan or group of plans is accepted and has a "in-network" agreement in place but not all provider plans are in-network or accepted, the specified plans can be listed here when applicable. This is discouraged if a particular location accepts all plans with a "in-network" from a given provider. | shop=car service:vehicle:*=* insurance:plans_in_network=toyotacare |
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Comments
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